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	RICH By Choice A Complete Guide to Your Financial Success, by Erlend Peterson, CFP \| Meet Erlend \| Buy Book

Rich by Choice
• about the book
• table of contents
• buy the book
• meet erlend

Book Excerpts
• investment advice
• financial independence
• saving for early retirement
• mutual fund investing
• retirement annuities
• retire early, retire young

Resources

Retirement Annuities

Learning Center
• financial tips
• cash reserves
• insurance
• savings accounts
• growth investments
• taxes
• retirement
• estate planning

There are two big benefits to retirement annuities, and both Charles and Dr. Dave used them as part of their overall investment and retirement plans. First, all income dividends and capital gains inside the retirement annuity are tax deferred until the money is taken out and used. This can be a big advantage if you invest in and hold annuities over many years.

Second, when you retire you can set your annuity to pay you an income for life. Dr. Dave plans to do that. The life insurance company that manages the annuity you own will guarantee you a lifetime income when you retire, based on your age at that time and the amount of money in your annuity. Some companies will guarantee their annuity income stream either for your lifetime or 10 years or 20 years. This can be a big benefit to your heirs, because if your retirement annuity guarantees to pay you for “life or 10 years certain” and you die after only five years, the company will pay the remaining five years of payments to your heirs.

Rich By Choice is $17.95. Shipping and handling is $5.00 for the first book and $1.00 for each additional book per order. Buy now…

Peterson Money Books
Book: RICH By Choice, by Erlend Peterson, CFP
A Complete Guide to Your Financial Success

money changes everything | rich by choice | challenge of wealth
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